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Piere IQ: The Agents

Nine specialists, each with one job.

Use Cases for Piere IQ Agents

Pay debt down faster

Avalanche or snowball on your real rates, with your finish line and total interest in view.

Stop paying for what you shouldn't

Dormant services, prices that crept up on the sly, or duplicate subscriptions.

Understand spending shifts

Separate buying more often from paying more per purchase.

Fund a goal without tanking your budget

Goals sized against what your budget can genuinely spare, in priority order.

See budget crunches earlier

Recurring income, bills and real spending, projected across the next few months.

Make your transactions tell the whole story

Photograph a statement or a receipt and Piere turns it into transactions.

Agent security comes standard

Six guardrails between an agent and your money.

Guardrail 1 of 6

Agents can't move your money

It isn't a policy we chose, it's how Piere is built. An agent can only set things up. Actually moving a dollar takes you tapping in the app, and nothing an agent can reach is able to do that for you.

Guardrail 2 of 6

Nothing switches on by itself

Anything an agent sets up starts in tracking mode, so it only watches. Turning it into a real transfer needs your identity verified first, and that check sits somewhere the agent can't touch.

Guardrail 3 of 6

Every action gets re-checked

Approving something once doesn't keep it approved. The moment anything runs, Piere checks it again from scratch: the account, your plan, a fresh balance, every limit. Nothing gets a pass for being set up earlier.

Guardrail 4 of 6

Limits nothing can override

A cap on any single transfer. Caps per day, week and month. A floor your balance can't drop below, and a waiting period on newly added accounts. These sit underneath everything, so no rule can go past them.

Guardrail 5 of 6

When in doubt, it stops

Every action ends up allowed, blocked, or held for a person to look at. Held means stopped, not carried on with a warning. Eight things block it outright and twenty-three go to a human. Unsure never means yes.

Guardrail 6 of 6

One switch turns it all off

A single switch, inside the part of Piere that talks to your bank, shuts down every outgoing payment at once, whoever asked for it. It's off today: Moves tracks your money, it doesn't move it.

Agents can't move your money

$6,500 Yearly Savings

Average per user

$2.43 Billion

Lifetime user growth

95% Bank Coverage

Secure connections

Money-back guarantee

For Piere Platinum

Meet Piere

Your money's intelligent assistant

Piere automates your financial goals by taking the guesswork out of how to grow, making the right moves for your money at just the right time. Create budgets in seconds with Piere IQ, track investments and reports, and automate transfers between your banks to save, repay debt, and round up your spare change.

Piere personal financial management app platform
Forbes
CNBC
Fortune Magazine
CNET
4.5 stars
4.5 stars
Forbes
CNET
CNBC
Fortune Magazine
Business Insider
 
Car with money driving
Beat the temptation to overspend with self-driving money. Save and repay debt on autopilot, win at budgeting, and track your net worth with personalized AI.
 
Get it for iOS, Android, and Web

Self-driving money keeps your savings and goals on course

Save nearly $6,500 more a year on autopilot

Grow anywhere: no new bank account required

 
 

Moves automates all your goals

Unlock more growth without being a financial expert

Worry less about money—that’s Piere’s job

Self-driving money: enjoy the ride to greater savings

Automate your goals with AI

What you want Piere to manage:
Piere creates this Move:
Move Turned On Successfully

Track your spending, income and growth with total clarity

Spend more mindfully

Review each transaction from all your accounts in just a swipe. Plus, Piere intelligence categorizes each, automatically.

Transaction reviews

Slide through every milestone

Quickly follow your spending trends, direct debits, income, and refunds with real-time data right beneath your fingertips.

Spending trends chart

2-Tap Budgets

Save 20 minutes over manual budgeting. Personal budgets and rollovers in just seconds.

Monthly budget

Heatmap

See your daily spending totals on a calendar for new insight.

Spending calendar

Automate transactions

Keep your finances organized with rules that update the category, name, notes and tags of your transactions.

Transaction rule automation
Daily Digs icon

Daily Digs

Answer a question a day about your money knowledge, and compare your answers to other Piere users to earn cash payouts and exclusive partner boosts.

Piere Perks

Piere Perks

Take advantage of Piere members-only rewards like exclusive vacation stays, hundreds of dollars in partner rewards, and more with your Piere Perks card.