Last Updated: September 13, 2022

Univers Tech, LLC. (“Univers Tech,” “we,” or “us,” or “our”) cares about your privacy and recognizes the importance of protecting your personal information. This Privacy Policy (“Policy”) describes the kind of information we may collect during your visit to our website or mobile application (the “Sites”). This Policy does not encompass the personal information we collect from our employees, job applicants, independent contractors, franchises or franchise applicants. By accessing the Sites, you agree to our collection and use of personal information as described in this Policy and in our TERMS AND CONDITIONS.

Personal Information We May Collect

We collect your personal information when you visit our Sites, create an account to use our services, upload information about your finances, connect a third-party account to your account with us, request information about our services, execute a transaction through our Sites, or when you otherwise voluntarily provide information to us through the Sites. We may also collect your personal information from publicly-available sources.

The personal information we collect includes your name, email address, phone number, home or physical address, age, identifiers, account number and password, financial information, social security numbers, and other information. Other information consists of information you provide to us, and may include your finances, expenses, invoices, financial statements, details of your financial transactions, payroll details, payment details, tax return details, income and wage information, and/or investment information. We may also collect recordings of calls to our customer service line (for quality assurance purposes).

We may also collect personal information from you automatically, when you visit our Sites. This information may include your IP address, your device and browser type, and information about your interaction with our Sites and advertisements.

How We May Use Your Personal Information

We use your personal information to provide our services to you, including to assist you in consolidating and tracking resource information, receiving recommendations tailored to your specific needs, and to assist you in executing transactions and decisions. We may also use personal information to contact you from time to time to provide you with customer support, recommend advertisements and marketing promotions and offers about products or services we think may be of interest to you.

We may also use personal information about your use of our Sites to monitor and improve our Sites; for internal business analysis; to prevent fraud, activities that violate our Terms of Service or that are illegal; and to protect our rights and the rights and safety of our users or others. We also may use your aggregated or de-identified data for research and analytics purposes.

How We May Share Your Personal Information

We may share your personal information with service providers that help us operate our business, including through payment processing, managing customer information, providing customer service (through our call center), connecting your accounts to us, processing and aggregating your data, facilitating email communications, providing security services and cloud-based data storage, hosting our Sites and assistance with other IT-related functions, advertising and marketing, providing analytics information, legal and accounting services, among other business functions.

We may also share your personal information as required or permitted by law to comply with a subpoena or similar legal process or government request, or when we believe in good faith that disclosure is legally required or otherwise necessary to protect our rights and property or the rights, property or safety of others, including to law enforcement agencies, and judicial and regulatory authorities. We may also share your personal information with third parties to help detect and protect against fraud or data security vulnerabilities. We may transfer your personal information to a third party in the event of an actual or proposed sale, merger, reorganization of our entity or other restructuring.

What We Do With Your Personal Information

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. As disclosed above, the types of personal information we collect and share depend on the product or service you have with us, as well as what information you choose to share with us. All financial companies need to share customers’ personal information to run their everyday business

Specifically, Federal law gives you the right to limit only: (1) sharing for affiliates’ everyday business purposes, information about your creditworthiness; (2) affiliates from using your information to market to you; and (3) sharing for nonaffiliates to market to you. We currently do not engage in any of these activities, and only share non-public information with nonaffiliated third parties that are service providers.

Cookies and Analytics

Cookies are small, sometimes encrypted text files that are stored on computer hard drives by websites that you visit. They are used to help users navigate websites efficiently as well as to provide information to the owner of the websites. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, please visit WWW.ALLABOUTCOOKIES.ORG.

When you visit the Sites, we may place a “cookie” or other online tracking device (e.g. web beacons) that recognizes you when you visit the Sites. These are used for technical convenience to store information on your computer or other device. For instance, we may use a cookie to store form information that you have entered so that you do not have to enter such information again. You may set your browser to notify you when you receive a cookie. Many web browsers also allow you to block cookies. If you block cookies you may not be able to access certain parts of this website. You can disable cookies from your computer system by following the instructions on your browser or at HTTPS://ALLABOUTCOOKIES.ORG/.

We do not use cookies, trackers or otherwise collect personal information about your online activities over time and across different websites when you visit our Sites, nor do we allow third parties to do so.

We use Segment Analytics to evaluate the use of our website. Segment Analytics uses cookies and other identifiers to collect information, such as how often users visit the website, what pages they visit when they do so, and what other websites they visited prior to visiting our website. To learn more about how Segment Analytics collects personal information, review SEGMENT’S PRIVACY POLICY.

Do Not Track

We do not respond to Do Not Track (DNT) header signals at this time.

Personal Information of Minors

Our products and services are not directed to minors under the age of 13 and we do not knowingly collect the Personal Information of minors under 13.

How We Keep Your Personal Information Secure

We implement and maintain reasonable security measures appropriate to the nature of the Personal Information that we collect, use, retain, transfer or otherwise process. Those measures include administrative, physical and technical safeguards to protect the security, confidentiality and integrity of Personal Information. However, data security incidents and breaches can occur due to a variety of factors that cannot reasonably be prevented; therefore, our safeguards may not always be adequate to prevent all breaches of security.

Other Websites and Social Media Buttons

Our Sites may contain links to other websites or social media buttons. We are not responsible for the privacy practices or the content of those websites or social media platforms. This Privacy Policy applies only to our business and the personal information we collect.

International Residents

Personal Information collected from you, including via our Sites, will be transferred to the United States where the Sites are hosted. You hereby consent to the transfer of your Personal Information to the United States as described in this Privacy Policy. Please do not use the Sites if you do not agree to the transfer and processing of your Personal Information in the United States, which may not provide the same level of protection for your data as your home country.

Changes to This Policy

We will review and update this Policy as required to keep current with rules and regulations, new technologies and security standards. We will post those changes on the website or update the “last updated” date of the Privacy Policy. If the changes are material, you will be notified via email or a notice on our website.

Accessibility

We want our communications to be accessible to people with disabilities. To make accessibility-related requests or report barriers, please contact us at CONTACT@PIERE.COM.

Contact Us

If there are any questions regarding this Policy or to request a copy of this Policy in another format you may contact us using the information below.

CONTACT@PIERE.COM